Step 1

First we check your credit report for any errors and negative items that are currently affecting your credit score. This process normally takes us 30 days to accomplish because we check each bureau (Experian, Transunion, Equifax). Each one can have different information on them, so this is the most important part of our process.

Step 2

Once all negative items have been identified we will dispute each one every month for you. This will help eliminate old debts and errors on your credit report and update current ones for you. Many people have multiply errors on their credit report, so this action along can boost your credit score.

Step 3

Our last step is to add you to one of our tradelines, this will give you access to our payment history and credit limit. This process will normally boost your credit in a matter of days once you have been approved by our banking partners. these accounts can range from $0-$15,000 depending on your current credit score and other factors.